As a small business owner, I need a payment system that’s simple to set up and doesn’t come with heavy monthly costs. What would you recommend for online stores working with EU clients?

Small businesses often need low-cost, easy-to-integrate solutions. For the EU, SEPA acquiring is worth checking out because it enables direct bank transfers at lower fees compared to cards. Many providers now offer plugins for popular store builders like Shopify or WooCommerce, making integration smoother. Be sure to compare pricing models, as some gateways charge monthly fees while others only charge per transaction, which may suit smaller shops better.

Yes, I agree that finding a solution that's not only convenient but also cost-effective is crucial for small businesses. This is especially true when every transaction fee can significantly impact your bottom line. For EU businesses, SEPA acquiring is definitely worth considering, but I'd also recommend cheapest payment gateway—it's an option that allows you to accept payments with minimal overhead and easily integrates with popular platforms like Shopify or WooCommerce. It's important to carefully compare terms, as sometimes "no subscription fee, just a percentage of transactions" models are more cost-effective for smaller stores.