Is there a crypto platform where I can exchange, store, and even borrow using my crypto without third-party fees?

What’s up, everyone? I don’t usually trust crypto stuff easily, but I gave this company at https://mymollet.com/ a shot after a guy in my coworking space wouldn’t shut up about it. He literally paid for his lunch using BTC converted right there through his card. I didn’t believe it until I tried it myself. Now I’m running some ADA through it and the instant conversion to EUR works like magic. Honestly, it’s been surprisingly useful for everyday stuff. Not flashy, just efficient.